Transparent Payment Processing Built for Nonprofit Raffles
Online fundraising depends on trust. When supporters reach checkout, uncertainty kills conversions. Chance2Win offers two clear payment models, both designed to protect revenue, reduce friction, and give nonprofits full control.
- No hidden layers
- No vague “free” claims
- No checkout surprises
Two Simple Payment Models
Chance2Win offers two clear approaches, both designed to protect revenue, reduce checkout friction, and keep the money flow transparent.
Zero Fee
Your organization pays $0 platform fees. Instead, a transparent 12% service fee is added at checkout and clearly shown to supporters before they complete their purchase.
If a raffle ticket is $20, your organization receives $20. The supporter sees the 12% service fee clearly displayed before payment. Transparency protects trust.
- Organization keeps 100% of ticket price
- Service fee shown separately at checkout
- Funds deposited directly to your Stripe account
- No intermediary holding account
Payments Processed through
Premium Plan
Use Authorize.net, Flux Payments, Stripe, or Square. Absorb or pass fees, your choice. This model is often preferred by organizations that want tighter checkout control, operate in specific regulatory environments, or prefer traditional merchant account setups.
- Starts at $329
- Organization decides whether to add a service charge
- Compatible with multiple gateways (Flux Payments, Stripe, Square, or Authorize.net, others as supported)
- Greater flexibility in pricing strategy
Easily connects to
One of the biggest advantages of the Premium model is flexibility in how you process payments. Many organizations already have established merchant accounts, schools using Square for events, or larger nonprofits with dedicated processors tied into their accounting systems. Being able to use those existing gateways avoids the extra setup, reconciliation headaches, and reporting fragmentation that come with opening a new account just for a raffle. It also helps address a common limitation we see in the industry, why Stripe-only processing fails nonprofits running raffles. While Stripe is an excellent and widely used platform, it operates under strict category restrictions that can impact certain types of fundraising, including raffles involving alcohol, firearms, or other regulated prizes. With multiple gateway options, organizations have the flexibility to stay compliant, align with their internal processes, and run the fundraiser that actually fits their audience, without being boxed into a single payment system.
Why Transparent Fees Protect Conversions
Many platforms promote a “free” model that depends on optional tipping prompts. That unpredictability costs nonprofits at the moment that matters most: checkout.
Clarity Drives Completion
When supporters know exactly what they’re paying before they click “confirm,” they complete purchases with confidence. Ambiguity at checkout kills momentum, and conversions.
No Tip-Screen Friction
Tipping prompts create an unexpected decision moment mid-checkout. Some supporters pause. Some abandon. Chance2Win removes that friction entirely with upfront, transparent pricing. For organizations operating in regulated environments, this also avoids the gray areas around variable tip models and charitable gaming compliance, where inconsistent pricing or optional fees can raise questions about equal entry conditions.
Predictable Net Revenue
With tip-based models, revenue per ticket varies. With Chance2Win, every ticket sold delivers exactly what you priced it for, making financial projections accurate and reliable.
Your Funds. Your Account. Your Control.
Chance2Win doesn’t hold your money. Funds flow directly into your nonprofit’s merchant account, giving you real-time visibility and eliminating third-party financial risk.
Direct Deposits
Revenue lands in your merchant account automatically. No manual withdrawal requests, no holding periods.
Full Payout Visibility
Your treasurer and board can see every transaction in your merchant account dashboard as well as our reporting dashboard, not filtered through an intermediary.
Reduced Financial Risk
Pooled holding accounts create counterparty risk. Direct ownership eliminates that exposure entirely.
How a Payment Moves From Supporter to Your Account
Supporter completes checkout
Fee clearly shown. No surprises. Supporter pays with card via your merchant account secure checkout.
Your merchant account processes the payment
PCI-compliant, tokenized, encrypted, processed through established payment infrastructure.
Funds deposit to your account
Ticket revenue goes directly into your nonprofit’s merchant account, not ours.
Dashboard updates instantly
Transaction logs, reconciliation reports, and CSV exports available immediately for your team.
Set up your payment account
Flux Payments is a U.S.-based processor built for nonprofit raffles, including regulated prizes like wine, bourbon, cigars, and firearms. You open the account in your organization’s name through a short online application, so your funds stay fully in your control. Most organizations are approved the same or next day.
Have these ready before you apply (the application itself is quick once you have them):
- Your SS-4 (IRS EIN documentation)
- Articles of incorporation
- Three months of recent bank statements, plus a voided check only if your account and routing numbers are not already printed on the statements
- Proof of identity for an officer
You connect your payment account before your raffle goes live, so you collect funds from the very first ticket. No scramble mid-campaign.
Transparent Model vs. Tip-Based “Free” Platforms
The “free” label disappears when you look at checkout behavior. Here’s what actually matters at the moment of purchase.
| Feature | Tip-Based “Free” Platforms | Chance2Win |
|---|---|---|
| Fee disclosure at checkout | Often delayed or optional | Upfront & clearly displayed |
| Predictable net revenue | Variable by tip behavior | Fixed and controlled |
| Merchant account ownership | Sometimes pooled | Direct, always yours |
| Checkout friction | Tip prompt creates decision fatigue | Clean, single-step checkout |
| Multi-raffle support | Limited or separate platforms | Full, all raffle types |
| Raffle-specific ticket integrity | Basic | Advanced audit logs |
| Export & reconciliation reports | Basic exports | Full CSV + reconciliation |
Perfect for festivals, schools, and community organizations
Align your payment processing with your organization’s existing infrastructure and accounting preferences.
Zero Fee Model
- Required for supporter-paid service fee structure
- Enables direct deposit and real-time payout visibility
Premium Model
- Works with traditional merchant accounts
- US based support and quick deposits
- Direct deposits
- Additional gateways as supported
Get the Raffle Mastery Book (Free for Nonprofits)
After helping nonprofits run raffles for nearly two decades, we started noticing the same patterns, the strategies that worked, and the mistakes that quietly killed fundraising results. So we wrote a 120-page book called Raffle Mastery.
It covers:
- How to price raffle tickets
- Why ticket bundles dramatically increase sales
- Promotion strategies that actually work
- Real fundraising lessons from hundreds of raffles
The book normally sells for $19, but we give the ebook away free to nonprofits who join our occasional newsletter. We send helpful fundraising insights two or three times a year. No spam. No nonsense. And yes, you can unsubscribe anytime without hurting our feelings.
Frequently Asked Questions
Is the Zero Fee model really $0 for the organization?
Yes. The organization pays no platform fee. A transparent 12% service fee is shown to supporters at checkout.
Can we absorb the service fee instead?
Yes. The Premium model allows greater pricing control.
Where does the money go?
Funds are deposited directly into your merchant account (Stripe or supported gateway).
Are raffle tickets tax-deductible?
Generally, raffle tickets are not tax-deductible because the purchaser receives a chance to win something of value.
Is payment processing secure?
Yes. Payments are processed through PCI-compliant gateways using tokenized transactions.
Talk to a Support Team Member
(813) 699-9325
Choose the Payment Model That Fits Your Organization
Launch your raffle with transparent pricing, nonprofit-controlled payment processing, and zero checkout friction.